Little Known Facts About value investing india.

Futurecaps Clients Gain 30X from Mazagon Dock – What Lies Ahead?

Clients of Futurecaps enjoyed 30X multibagger gains in Mazagon Dock along with 12X in Cochin Shipyard. What’s next? – Check out what’s coming up in our research pipeline.

Spotlight Pick – Can Fin Homes

Can Fin Homes is an established NBFC in the housing finance sector. It targets affordable housing borrowers, salaried buyers, and also provides financing solutions to businesses.

Its product portfolio includes: home loans across categories such as affordable housing, subsidy-linked loans, and PMAY schemes. It also offers composite loans, top-up loans, mortgage loans, site loans, loans against rent receivables, and loans for commercial properties.

For individuals, Can Fin also caters through personal financing options, education loans, pensioner loans, along with accepting deposits.

The company operates in three key segments: Housing Finance, Non-housing Finance, and Deposits. The average loan ticket size is 18 lakh for housing and 9 lakh for non-housing credit. It also mobilizes both fixed and cumulative deposits as per NHB norms.

Headquartered in Bengaluru, Can Fin has a strong nationwide footprint covering 21 states with 205 branches and multiple specialized housing centers. Shri Suresh S Iyer is the current Managing Director & CEO.

Products & Services

• Housing Finance
• Non-Housing Finance
• Deposits

Why It Stands Out

• 205 branches across 21 states and UTs, serving diverse geographies.
• Plans to expand network and penetrate new high-potential markets.
• Earnings CAGR of ~17.1% over the last 5 years.
• Intrinsic value estimated above 30%.
• Average borrowing cost at 6.5%, sustaining healthy spreads.
• Loan book crossed ?30,000 crore – strong business growth.
• 27% loan share from self-employed customers (?8,477 crore).
• Attractive valuation: P/E ~15X vs peer average ~24X.
• Better value than Indian diversified financial industry average value investing india (28.9X).
• Revenue forecasted at 14.7% growth vs Indian market 9.6%.
• Earnings growth forecast ~13.6%, higher than savings rate.

Risks

• Intense competition from banks and larger HFCs in Tier I & II cities.
• Credit risk due to borrower defaults.
• Macroeconomic factors like inflation, demand-supply, and interest rates can cause liquidity and funding risks.

Futurecaps Valuation Metrics

• Economic Moat – Moderate
• Growth – Good
• Valuation – Good
• Debt – High
• Integrity – Moderate

Investment Outlook

The company appears to be a promising multibagger with 300–500% growth potential in 5–10 years. Investors can review our full analysis for deeper insights.

About Futurecaps

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